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Miami Investment Property: Why Buy Miami Real Estate

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Why consider buying Miami investment property?

Miami is a world-renowned city that boasts beautiful scenery, plenty of entertainment and recreational options, and a strong economy. The Miami real estate market has been on the rise for many years now, making it an attractive option for investors looking to capitalize on the potential growth opportunities found in this bustling metropolis.

For those who are considering buying Miami investment property, there are several key reasons to consider doing so. Miami has a large and diverse population, which makes it an ideal setting for residential development. The city is also home to numerous businesses, ranging from small start-ups to international organizations, providing plenty of job opportunities for those looking for work. Miami’s real estate market is well-developed, with a wide variety of options for buyers, from single-family residences to high-rise condos. And the city’s location along the Atlantic coastline provides plenty of recreational opportunities and access to cultural attractions.

In addition to these factors, Miami’s housing market is relatively affordable compared to other major cities in the U.S., making it an attractive option for those looking to buy residential real estate. The strong economy and job market also make Miami a great place to live, drawing in new residents who can help support the local housing market. Finally, Miami’s close proximity to Latin America makes it an ideal hub for international business and trade, allowing investors to capitalize on this lucrative market.

For all of these reasons, Miami is an attractive option for those looking to purchase investment property. Buying Miami real estate can provide investors with a solid opportunity for growth potential and high returns in the future. Additionally, investing in Miami real estate can allow investors to benefit from the city’s unique culture and attractions, making it an ideal place to live or work. Whatever your goals may be, consider investing in Miami real estate and you could find yourself in a prime position to take advantage of all that this vibrant city has to offer.

Overview to investing in Miami

For those looking to invest in one of the top rated global cities, Miami is a no-brainer. Miami investment properties offer a great return, and there are plenty of other alluring reasons to consider doing so. Miami is home to a diverse population, numerous businesses, and a well-developed real estate market. In addition, the city’s strong economy and job market make it an attractive option for new residents, while its close proximity to Latin America allows investors to capitalize on this lucrative market. Buying Miami real estate can provide investors with a unique and profitable opportunity for growth potential and high returns in the future. With so many advantages available to investors who choose this popular destination city, it’s easy to see why buying Miami real estate is such a smart move.

The Bottom Line: Buying Miami investments can be a smart move for investors looking to capitalize on the potential growth opportunities found in this bustling metropolis. With its diverse population, variety of businesses, and close proximity to Latin America, Miami offers plenty of advantages that can make it an ideal place for investment. Buying Miami real estate can provide investors with a solid opportunity for growth potential and high returns in the future. When considering your next real estate purchase, make sure you add Miami to your list of options.

The Rental Markets of Miami

It is clearly obvious that Miami-Dade County people struggle to locate housing. Apartment seekers must contend with fierce competition amidst the population boom.

It turns out that the county is the most difficult market in the United States, not only a difficult place to find a unit.

According to a recent RentCafe analysis, Miami-Dade County will have the “most competitive” rental market in 2022. According to RentCafe, a source of statistical information and apartment listings, an average of 32 renters competed for each vacant property, significantly more than the country’s average of 14 renters. In Miami-Dade, unoccupied units were leased on average in 25 days as opposed to 32 days nationwide.

Additionally, tenants who had already found apartments in Miami-Dade opted to remain, with the percentage of lease renewals reaching 75%. Even though the county’s apartment supply increased by a record-breaking 2.8 percent in the first quarter of 2022, RentCafe found that this wasn’t enough to keep up with demand.

These most recent statistics demonstrate the multifamily market surge that began in Miami-Dade in late 2020. According to the survey, South Florida has become a top destination for millennials and members of Generation Z because to pandemic-driven migration, the absence of a state income tax, and the region’s expanding tech and finance sector.


Investing in Miami Real Estate? You are in the right place!

A Berkadia market outlook research indicated that developers are expected to finish more than 22,500 market-rate units through 2022 into 2023 across South Florida, which would be a record for yearly deliveries for at least the previous ten years.

And there are plans for many more initiatives. A $164 million construction loan was obtained this month by the Related Group, a division of the Pérez family, for a 44-story, 506-unit apartment building at 77 Southeast Fifth Street in Brickell. At 160 and 180 Southwest Ninth Street, Henry Pino’s Alta Development intends to construct a 38-story, 320-unit apartment skyscraper.

Miami’s rental properties rates soared naming this city’s rental burden the highest in the United States leading the race in the national average as one of the most desirable locations to live and work nationwide. South Florida led the country with a 58 percent increase in median rent over the last few years.

Investing in Miami – The Best Return on Investment in Miami Real Estate

When it comes to the best returns on investments, Miami has something for everyone. From its booming real estate market to its vibrant cultural life and warm climate, Miami is a great place to invest both your time and money. Buying an investment property in Miami can be profitable both short-term and long-term due to strong rental property demand from tourists as well as affluent professionals who are relocating for employment opportunities.

Miami real estate also offers attractive tax benefits that make owning an investment property here even more attractive. Property taxes are relatively low compared to other parts of the United States, while Florida’s homestead law provides additional protection against taxes for primary residence purchases that could otherwise significantly raise the cost of ownership on properties within the state. Lastly, Miami’s strong economy and recent population growth make it a desirable city for long-term real estate investments.

Whether you are looking for a short-term investment or a long-term strategy, Miami is the ideal place to invest in real estate. With its strong rental market, vibrant culture, and attractive tax benefits – it can be hard to go wrong when investing in Miami real estate. Buying an investment property in Miami also affords you the opportunity to enjoy all that this diverse yet unified melting pot of cultures has to offer. So why not add Miami to your list of options? Buying Miami real estate could be one of the best decisions you ever make!

Investing in Miami – The 2022 Rental Market Boom

According to a recent RentCafe survey, Miami “was by far the hottest rental market in the U.S.” in 2022.

  • Miami-Dade County has the greatest occupancy rate of any large market, according to the survey, with 97.5% of all available units.
  • The county’s 75% lease renewal rate was likewise incredibly high. The maximum number of applicants per unit in the research was 32 when units did become available. Miami-vacant Dade’s units were rented out in just 25 days.
  • With a “staggering” 2.8% proportion of new flats in the first quarter of the year, Miami had the highest recorded new inventory among the top 20 markets. According to the article, it was still “far from matching the strong demand” in Miami.

The website claims that a number of elements, including the absence of a state income tax, a business-friendly environment, and a thriving tech industry, have drawn hordes of Millennials and even Gen Zers to Miami.

For the study, RentCafe analysts examined Yardi Systems data from 135 rental markets in the United States.

Miami Condo Investment Type

When it comes to Miami residential real estate investing, there are two main types of properties: condos and single-family houses. For those looking for an income property, Miami’s condo market may be the best option. Buying miami condo investments can offer investors high rental property returns and tax advantages.

Condo units typically require less maintenance than single-family houses, making them easier and less expensive to manage. Buying a condo is also a great way to get into the Miami real estate market at a lower price point while still enjoying all of the benefits associated with living in Miami, such as close proximity to beaches, restaurants, nightlife and shopping districts.

When it comes to multi-family investment opportunities in Miami, there are several options available. Buying an entire apartment building or a large condominium complex can be lucrative and provide investors with cash flow. Multi-family properties offer some of the highest rental returns on real estate investments due to the fact that they generate more rental income than single-family houses.

Types of Miami Investment Properties

In addition, multi-family properties often have higher occupancy rates since they tend to attract larger numbers of tenants at once. This helps keep vacancy rates low and ensures consistent rental income for owners. Other benefits associated with multi-family investments in Miami include the potential appreciation of the property over time, tax benefits, and increased leverage when financing a purchase. Investing in Miami real estate can be a great long-term strategy if done properly.

The Bottom Line

Buying Miami real estate is an attractive option for both short-term and long-term investments. With its favorable rental market, diverse culture, and attractive tax benefits – it can be hard to go wrong when investing in this city. If you’re looking for a good return on your investment, then Miami is the place for you! The key is to do your homework and research thoroughly before making any major decisions. Buying an investment property in Miami could prove to be one of the best decisions you ever make! Contact us today for more information.

Investing in Miami – Comparing the Investment Value of Homes and Condos in practice

The main difference between investing in a Miami condo versus a single-family home is the size, cost of purchase, and often times the proximity to other highly sought after attractions like waterfront living, or walkability entertainment and business opportunity. As a property type, condos generally require less maintenance than single-family homes, making them more affordable and easier to manage. Buying a condo also provides investors with access to amenities like pools and fitness centers that are typically not available with single-family homes. In addition, condos often appreciate in value faster than single-family homes due to their proximity to urban areas and higher demand for rental units.

When it comes to investment returns, Miami condos tend to offer higher rental returns than single-family homes because they generate more rental income. On the other hand, condos usually have higher occupancy rates since they attract larger numbers of tenants at once. This helps keep vacancy rates low and ensures consistent rental income for owners.

The key to success when investing in Miami real estate is researching the market thoroughly. Buying an investment property in Miami could prove to be one of the best decisions you ever make, so it is important to do your homework and understand all of your options before making any major decisions. Contact us today for more information about investing in Miami condos or single-family houses! We are here to help guide you every step of the way.

Best Neighborhoods to own a Miami Investment Property

1. South of Fifth Miami Beach:

The South of Fifth in Miami Beach, located as the name suggests South of Fifth street aka. SOFI is a haven of sophistication, palm trees, and direct beach access unencumbered by the tourism of South Beach. Located in the posh southern portion of Miami Beach, this area is home to a number of famous people and fancy eateries. Astounding views of Biscayne Bay are also available. As a result of the availability to opulent amenities like world-class beachside dining, upscale shopping, premier nightlife venues, and more, purchasing real estate here is a wise investment. Two significant airports serve the region, making it convenient for investors with busy travel schedules. Looking for off-market property in The South of Fifth?

2. The Venetian Islands:

The Venetian Islands are located between downtown Miami and Miami Beach, this group of tiny islands off the coast of Miami has excellent potential for real estate developments and luxury homes. These neighborhoods offer some of the city’s most opulent residences and condos in addition to fantastic boating, fishing, and waterfront activities. Purchasing a house in The Venetian Islands gives you access to some of Miami’s top eateries, art galleries, and retail stores. Looking for off-market property in The Venetian Islands?

3. Fisher Island:

For many years Fisher Island is a name that makes heads turn. Miami high net worth individuals and many investors have prized this private island enclave as one of the best places to live due to its exclusivity and limited supply. Fisher Island provides easy access to both places while offering a luxurious lifestyle away from the rush of daily life thanks to its handy ferry service from downtown Miami and Miami Beach. Access to its top-notch spa facilities, upscale golf courses, marinas for boating lovers, exquisite dining alternatives, and more would be provided by purchasing luxury real estate here on Fisher Island. Looking for off-market property on Fisher Island?

4. Key Biscayne:

Key Biscayne is one of the best places to invest in luxury real estate and is a posh neighborhood east of downtown Miami. Investors who purchase real estate here gain access to the upscale facilities, including award-winning restaurants, immaculate white-sand beaches, and upscale shopping alternatives. Its close proximity to downtown Miami makes commuting simple while maintaining a sense of seclusion. Looking for off-market property on Key Biscayne?

5. Allison Island:

Allison Island, this private island community located off the coast of Miami Beach between South Beach and Surfside offers an exclusive way of life with breathtaking scenery, watersports, fine dining, and more. The private marina and yacht club, tennis courts, and other resort-style amenities are available to condo and home buyers within this luxury real estate enclave only found on Allison Island. Looking for off-market property on Allison Island?

6. Brickell:

Brickell, Miami’s business sector and trendy artist neighborhoods nearby in Miami’s design district are home to some of the city’s greatest restaurants, boutiques, and nightlife venues, making it an attractive option for those looking to buy investment property in the area. Bustling with young professionals, and international flare, Brickell is a hot-pot for action and growth. It’s also close to the action of downtown and other vibrant areas like Coconut Grove, and the newly developing Edgewater, where residents can find a wide variety of things to do in their spare time. Looking for 0ff-market property in Brickell?

7. Coconut Grove:

Coconut Grove, one of Miami’s oldest districts is home to gorgeous parks, dozens of eateries, art galleries, and nightclubs, and is conveniently located near the city center either bus or automobile. Looking for off-market property in Coconut Grove?

8. Coral Gables:

Investing in a home in Coral Gables, a wealthy area of Miami, provides easy access to the city’s finest restaurants, museums, and shops. There are several waterfront activities and high-end housing projects in the region. Looking for off-market property in Coral Gables?

9. Pinecrest:

Pinecrest with its convenient proximity to both downtown Miami and the Florida Keys, is a great place to invest in real estate. Residents can take use of the area’s many parks, top-notch educational facilities, and abundance of dining and entertainment options. Looking for off-market property in Pinecrest?

10. Bal Harbour:

Investing in a home in the posh community of Bal Harbour, just north of Miami Beach, provides access to a wide range of first-rate services and facilities, including a number of expensive dining establishments, a number of marinas for boaters, and much more. Its proximity to the heart of Miami’s commercial district makes it an attractive option for business travelers who also want to enjoy some downtime. Looking for off market property in Bal Harbour?

For all of these and more, investing in Miami real estate is a wise choice. Miami remains one of the most desirable U.S. real estate markets thanks to its great beachfront position, stunning architecture, abundant activities, and proximity to other popular destinations like Fort Lauderdale and Key West. There is a lot of room for both short-term gains and long-term wealth creation in the real estate market here. Get in touch with one of our seasoned real estate agents right now to find out more about Miami real estate investment opportunities and to see a list of currently available homes.

High Demand Driving Price Increases

South East Florida’s home market thrives. Low inventory and rising property prices. Sellers are getting top cash. In July 2020, Miami and South Florida housing markets recovered from the pandemic. Since then, South East Florida property demand has increased. Pent-up demand and low mortgage rates keep the Miami real estate market breaking records.

Because more Americans and businesses are moving to South East Florida from high-tax, high-density locations (no income tax, pro-business). According to the MIAMI Association of Realtors (MIAMI) and the Multiple Listing Service (MLS), Miami-Dade County real estate set numerous year-end records in 2021, including the most annual total house sales, highest dollar volume, most single-family home sales, most condo transactions, and more.

Miami’s hot housing market, driven by local and international homebuyers, finished 2021 with 39,394 existing house sales, up 49.5% from 2020’s 26,345 transactions and 31.1 percent from 2013’s 30,041 transactions. Miami’s 2021 revenues will reach $30.3 billion, up 103.4 percent.

Miami real estate has the 7th-highest home sales month ever in April 2022. NAR says a median Florida house sale generates $90,300. In April 2022, Miami-Dade County sold 3,445 residences, generating $311 million. Miami totalled $2.8 billion in April 2022. Single-family home sales fell 28.53 percent annually, from $1.8 billion to $1.3 billion. Condominium sales fell 6.59 percent annually, from $1.7 billion to $1.5 billion.

Miami-Dade County’s median single-family home price rose 9.7% annually from $515,000 to $565,000. Miami’s median single-family home price has grown for 125 months, a record. From $325,000 to $390,000. Condominium median prices have climbed in 127 of 131 months. The median listing price in Miami-Dade County, FL was $525K in April 2022, up 19.6% year-over-year, according to Median listing property price per square foot was $390. The median home sold for $480K. Miami homes averaged the asking price. 100% sale-to-list ratio. Buyers like a sale-to-ask price ratio of 90%, while sellers prefer 100% or higher.


The Miami housing market is booming, as shown above. The city is a solid location for real estate investment:

Price Influencers

  • 26,345 Miami properties sold in 2020. 39,394 properties sold by 2021, up 49.5%. Price changes caused the rise. Because many people live and do business in Miami, real estate investors adore investing there.
  • Miami’s low mortgage rates and no income taxes make homeownership popular. Large enterprises increased demand for office space and housing. Florida’s business-friendly taxes attract multinationals.
  • Miami attracts tourists and retirees, increasing housing demand. Housing demand rises year-round in Miami due to tourism. It keeps Airbnb and traditional rentals expensive.
  • Supply and demand, as always set the price and with the high demand and no end in sight for the supply deficit the market looks strong.

Median US Home Prices Up 46% Since Pandemic

Inventory Effects

Some key elements affect Florida’s housing market inventory:

  • Low mortgage rates, investors buying up Miami properties, few new homes being built, and fewer property owners advertising their homes affect inventory in Miami. The foregoing variables severely lower Miami’s housing market inventory.
  • Miami’s short inventory is due to global investors taking advantage of low mortgage rates faster than new ones are developed, piggy backing on a slow down in previous year’s construction. Florida’s favorable conditions also deter homeowners from selling, especially when you factor in the rental rates of return.

Demand Factors

  • Miami residences are in high demand. Low mortgage rates, more rental income, and lower taxes drive Miami property demand.
  • Mortgage rates have lowered again. Miami’s low mortgage rates attract buyers. Low rates are prompting some homeowners to refinance and have increased buyer demand again.
  • Miami’s rental income also drives house demand. Miami’s high rental income attracts local and foreign investors.
  • Florida is a business and income tax haven. Miami has no personal income tax. Miami has a 5.5% corporate income tax. Miami’s low taxes attract real estate investors, raising demand.

Other Miami real estate market factors

  • Demographics, economy, and government regulations affect the Miami housing market.
  • Age, income, and migration are demographics. When assessing a home market, these characteristics are often overlooked. Miami’s demographics affect the housing market. Miami’s high migration rate drives demand and price.

Cash Buyers

  • Cash-buying investors will reduce mortgage dependence in 2023. Since there is lots of cash in the system and Miami is one of the wealthiest cities in the US, cash buyers will increase.

Interest Rates

  • Rates are pulling back. Many experts expect borrowing rates should stabilize. Investors who need mortgages to acquire houses will be pleased.

New Homes Cost More

  • Smart investors realize that building new homes may hedge inflation. Demand for new homes drive prices up in materials, leading to new homes being more expensive.

The James Ruff Group Licensed Real Estate Broker

We provide Best In Class real estate service, record-breaking sales, and relationships you can count on. At The James Ruff Group, we are a full service real estate agency. Need a real estate agent? We have a team of experienced real estate agents and other professionals who will help you get the most money for your condo. We know how to market and sell homes quickly and efficiently.

Looking to buy a property in Miami? We can guide you with best in class expert advice, and we put our money where our mouth is with our cash-guarantees.

Selling? You want to get the most money for your condo sale, and so do we. That’s why our team  works tirelessly to make market condos and make sure that happens. We know luxury real estate inside and out, so you can trust us to get the job done right.

Disclaimer: This content does not constitute financial advice; it is provided for informational purposes only. Always consult with a certified financial expert before taking any action related to investments or finances.

James Ruff owner of The James Ruff Group Miami Realtors

James R. Ruff

Principal Broker

About the Author

James R. Ruff – With 30+ years in real estate construction, investing, and brokerage, having studied at Harvard Business School, James Ruff leads The James Ruff Group Real Estate Brokerage Firm as Principal Broker and Owner. 

Operating from offices at Madison Park in Manhattan, New York, The South of Fifth in Miami, Florida, and Cambridge, Massachusetts, his team of expert advisors specializes in luxury residential and commercial properties throughout the USA.

James Ruff’s team is dedicated to helping you build wealth, security, and happiness through quality real estate guidance, one transaction at a time, for a lifetime.

Click to read more about James Ruff


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James Ruff Principal Broker Owner The James Ruff Group Realtors
James R. Ruff Principal Broker, Owner of The James Ruff Group Realtors

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Links to Other Web Sites

Our Site includes links to other Websites whose privacy practices may differ from ours. If you submit personal information to any of those sites, your information is governed by their privacy policy statements. We encourage you to carefully read the privacy statement of any Web site you visit.


The security of your personal information is important to us. We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the internet, or method of electronic storage is 100% secure, however. Therefore, we cannot guarantee its absolute security. If you have any questions about the security of our Web site, you can contact our website and advertising provider

Additional Policy Information

Our Web site includes Widgets, which are interactive mini-programs that run on our site to provide specific services from another company (e.g. displaying the news, opinions, music, etc.). Personal information, such as your email address, may be collected through the Widget. Cookies may also be set by the Widget to enable it to function properly. Information collected by this Widget is governed by the privacy policy of the company that created it.

Our Web site offers publicly accessible blogs, social media, or community forums such as Facebook, Twitter, or Google Plus. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them.

Visiting our Websites From Outside the United States.

This Privacy Policy is intended to cover collection of information on our websites from residents of the United States. If you are visiting our websites from outside the United States, please be aware that your information may be transferred to, stored and processed in the United States where our servers are located and our central database is operated. The data protection and other laws of the United States and other countries might not be as comprehensive as those in your country. By using our services, you understand that your information may be transferred to our facilities and those third parties with whom we share it as described in this Privacy Policy.

No Rights of Third Parties.

This Privacy Policy does not create rights enforceable by third parties or require disclosure of any personal information relating to users of our websites.

Notification of Privacy Policy Statement Changes

We may update this privacy statement to reflect changes to our information practices or changes in regulations governing privacy. If we make any material changes we will notify you by email (sent to the email address specified in your account) or by means of a notice on this Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.

This Privacy Policy was last revised on October 1, 2022. We reserve the right to modify or amend this policy at any time by posting the revised Privacy Policy on the website.

At The James Ruff Group, we respect your privacy.

If you have questions regarding our Privacy Policy, please email us at We hope you enjoy our site!