Agents available to  speak now!

5 Star Google Rating

20+ years in business

Achieve prosperity, security, and joy through real estate.


Gaining Maximum Profit Selling Your Condominium Unit: Tips & Tricks for Success!

Table of Contents

Do you own a condominium and are looking to maximize your profits when selling it? Wouldn’t it be great if there were some easy tips that could help make the whole process go smoother? You’re in luck! In this blog post, we share with you the secrets of gaining maximum profit from selling your condo fast – all without having to break a sweat. With these simple tricks and strategies, you will be able to get big offers for your condo in no time. So read on now and take advantage of these clever real estate tactics – because when it comes to more money-making, who says you can’t win big on condo sales?


Another happy client The James Ruff Group James Ruff

How Henry and Lindsay Sold Their Condo and Bought A Single Family Home At the Same Time

Henry and Lindsay were so over-living in their condo. It was cramped, noisy, and they wanted more space to really enjoy life with their young children. So, when they stumbled across a gorgeous home for sale that featured a private pool overlooking a beautiful lake in its own oasis, they knew it was exactly what they were looking for.

The only problem? They had no idea how to sell their condo AND buy this new home at the same time without any problems or delays.


That’s when Henry decided to take matters into his own hands and seek out some expert advice from a local real estate broker, James Ruff, whom he heard about through word of mouth: a 20-year veteran real estate professional who specializes in guiding couples like them find their dream homes while selling off old condos with ease!


After an initial consultation, Mr. Ruff put together an amazing plan that would allow Henry and Lindsay to accomplish both goals simultaneously. After just one more inspection of the beautiful new property – which only further confirmed it as being perfect for them – Henry and Lindsay felt confident enough to move forward with putting money down on the house before selling theirs…and sure enough, everything went smoothly!


The family moved into their new dream home soon after all paperwork was finalized, and finally got to experience true relaxation living by the pool surrounded by nature…all thanks to taking on the courage to pursue their dream with thee support of their trustworthy real estate guide who showed them how easy it could be done! With smiles on everyone’s faces – including theirs – Henry and Lindsay lived happily ever after enjoying long days lounging by the poolside.


Miami Beach Condo for sale The James Ruff Group James Ruff

1. Selling Your Condo? An Insider’s Guide To Maximizing Profit

Anyone can sell a property if it’s discounted enough, but few can sell it for top-dollar and help a seller maximize their net proceeds. Real estate is a winner-takes-all game, and in the end the amount you keep after your condo sale is directly proportionate to the wealth and prosperity you will, or will not, experience in your future.

NYC Top real estate agent, James Ruff owner The James Ruff Group LLC

Hire a licensed real estate agent that specializes in selling condos

Not all real estate sales are the same, condos tend to require specialized disclosures, condo sales require specialized knowledge of finances to get a buyer’s mortgage lending approved, condos have different home inspection requirements, applications, and some condos require full blown real estate board packages.


An important tip when selling a condo is to know that hiring an experienced realtor that specializes in condominium properties is strongly suggested. Not all real estate agents are the same, just like not all condo owners have the same needs. Experience selling condos matters as these transactions are very different than selling single family homes. It takes skill to advertise condos for the highest price and move the condo fast from listing to closing. Condos tend to have different purchase contract requirements, square footage may be determined differently, and choosing the right listing price requires specialized know how. Experienced real estate agents are worth every penny as guides in your transactions. Learn to vet an agent before you hire them by asking these 39 questions.


Selling a condo fast is different than selling a single-family home fast, and requires knowledge of local regulations and specific expertise when it comes to marketing the unit correctly. Each condo complex has its own condo association rules that may require a real estate attorney for legal review. An experienced real estate agent will understand how to navigate the paperwork associated with a condominium sale, as well as how to leverage the features of the unit in order to best position your real estate for potential buyers. Furthermore, they will be familiar with the local market and have an understanding of what it takes to get your unit sold at top dollar in the shortest amount of time.


So if you’re looking to maximize your return on investment, make sure the real estate agent you choose is experienced in condo sales!


Know what your condo association allows

Before you even consider putting your condo on the open-market, make sure you’re familiar with all of the rules and regulations that come along with ownership in a condominium complex. This includes both local and state laws, as well as any bylaws set forth by your Homeowners Association (HOA). Knowing HOA rules and regulations is essential when reselling your condo, as any prospective buyers must abide by these laws in order to become a member of the association.


Failing to follow HOA rules can have serious consequences; from fines to potential legal action. In some cases, real estate buyers may even be able to terminate their contract if they find that the condo doesn’t adhere to all of the guidelines set forth by the HOA. Therefore, it’s important to know if any restrictions exist before listing your condo, so you can ensure a smooth and successful sale.


Know the Rules: 10 Common Considerations When Selling Your Condo for Maximum Profit in Any Market

  • Selling and purchasing restrictions
  • Regulations on renting out the unit
  • Limits on pet ownership
  • Landscaping standards
  • Building or renovation restrictions
  • Appearance regulations
  • Noise complaints
  • Rules regarding public activities or events in common areas
  • Condo association purchase approval requirements and restraints
  • Mandatory membership and equity fee requirements to use facilities
Pros vs cons of buying and selling a condo The James Ruff Group James Ruff


Let buyers know about costs and fees

Is your condo GREAT? Excellent… now what are the costs of ownership?

When listing your condo for sale, it is essential to be upfront and honest about all costs and condo fees associated with the unit. After all, buyers must factor in these costs when determining if they can afford to purchase the condo. That means that potential buyers need to know exactly what their monthly HOA condo fees are and if there are any other membership or equity fee requirements.


Buyers will also need to know any special assessments that may have been issued, and whether any budget concerns or future capital improvement projects need to be taken into consideration when making a decision. Required legal disclosures aside, you want to disclose all HOA related fees upfront so that buyers won’t use failure to disclose against you during negotiations, or worse, legally after closing.


Failing to disclose these costs can lead to litigation down the line, as buyers may feel misled if they were unaware of the true cost of ownership. Therefore, make sure to include this information in your real estate listing in order to ensure a successful sale and no legal issues arise later.

Selling many condos can be a complex process, but understanding the basics and knowing what to do beforehand can help you maximize your returns and get the highest possible price for your unit. Preparing correctly for marketing and your first open house in advance is minimally time consuming compared to the benefits derived from the efforts. Just remember that it’s worth taking the time to ensure all of the paperwork is in order, so you don’t have to worry about any unexpected surprises and can sell quickly.

Selling Your Condo? Get Up To Speed On Seller’s Disclosure Requirements

Would you like some help in known exactly what information needs to be disclosed in order to protect you legally and generate the best price for your condo? You can schedule a free consultation to get your questions answered.

Condo for sale in Sutton Place NYC The James Ruff Group James Ruff

2. Taking Control Of The Competition: Selling Your Condo In A Snap

When it comes to selling a condominium, timing is everything. Selling your condo at the right time may mean all the difference in getting the highest return for your unit and securing a quick sale. Here are some tips to ensure that you can maximize your return on investment and have prospective buyers fighting over your space:

10 Hot Tips For Selling Your Condominium

  1. Make sure the condo is move-in ready. If any major renovations are needed, consider investing in them before listing your condo.
  2. Make sure that all paperwork and HOA condo fees/assessments are up to date.
  3. Price your condo correctly, it’s a competitive market! Do comparative research to make sure you’re not overpricing or underpricing your unit and get professional guidance.
  4. Invest in professional staging and photography. This will help make the condo look great to potential buyers.
  5. Utilize online advertising and social media platforms to increase exposure.
  6. Offer incentives such as closing cost assistance or a home warranty.
  7. In most cases, avoid costly upgrades when selling a condo.
  8. Develop a marketing strategy.
  9. Prepare for and order a pre-listing House Inspection.
  10. Preparing your condo for FHA Mortgage Approval will help it sell.

If you follow these tips, you should be able to move your condo quickly and at for a great return on investment.

The Bottom Line: Selling Your Condo The Right Way

Selling your condo is a big decision, and it can be overwhelming with so many factors to consider. To ensure that you get the best return on your real estate investment, it’s important to know all of the rules and regulations associated with selling a condo, such as disclosure of HOA fees and special assessments. Additionally, it’s essential to make sure the unit is move-in ready and marketed at the right price. Invest in good staging and photography, utilize online marketing platforms, and offer incentives to prospective buyers. With these tips in mind, you should be able to sell your condo fast and at a competitive price.

Whats your home worth, NYC condos for sale The James Ruff Group James Ruff

3. Selling Your Condo? Get Ready To Make Bank!

Important Tip:

Strategy, know-how, skill, and expertise matter in life especially when cash is on the line. You’ve worked hard to get your condo, and you deserve to get the best return on investment possible so that you can live a life of prosperity, security, and happiness!

Pricing Your Condo With The Market is Vital to Selling Your Condo

This may be overly obvious, but it is important to know: The List Price and Final Price are two different things. Professionally marketed and negotiated condos typically sell for a higher price than similar units managed by inexperienced parties. Pricing your condo is an important part of getting the best price when it comes to selling.


Sell condo, sell!

It’s essential to do your research, look at what other similar units in the area have sold for, and understand current external forces like supply and demand that might affect the value of your condo. This will help you choose the right listing price making sure it’s marketed competitively, so you sell faster, and don’t miss out on potential buyers leaving your hard earned cash you on the table. You deserve the best, sell that condo fast and get it!


Additionally, pricing your condo accordingly can increase the chances of a bidding war between multiple offers and drive up the sale price. Ultimately, it’s worth taking the time to do this research and hire the best real estate team in order to ensure that you make as much money as possible from your sale.

Same Room, Two Totally Different Feelings:

The financial benefits of staging your condo when selling After The James Ruff Group James Ruff


The financial benefits of staging your condo when selling Before The James Ruff Group James Ruff


Different factors and market conditions determine the right price in which you should list.

  • Is there a similar condo listed in the same building?
  • When are they scheduling their open houses?
  • Which property has lower maintenance costs, the best realtor fees, or requires a prospective buyer do their own inspection?
  • How do you plan to “wow” the buyers at your open house?
  • Have you invested any of your own cash to make your condo shine?
  • Do you need to sell your condo fast?
  • Are you offering to pay any closing costs?
  • Can you do anything to help it sell faster at a higher price? What’s your condo worth?
  • Is the condo association difficult or easy to work with?
  • What is special about your condo complex?

Most homeowners don’t realize how important it is to properly price their property when selling a condo. Without understanding current market forces, such as supply and demand, owners may leave cash on the table when selling a condo. Additionally, without researching similar properties in the area that have sold recently, it can be difficult to assess the true value of condos or single family homes.


It’s important to take the time to understand these factors in order to ensure that your condo sell quickly. Condos should be competitively priced to bring home the most return on investment from the sale. This process can be intimidating, but with knowledge and a strategic approach, it’s possible to get good results.


Need help getting top dollar for your condo? You can  schedule a free consultation and get all your questions answered. You can also use this free home valuation tool to determine what price your condo or condos could sell for.

Luxury Penthouse Condos in Brickell Miami for sale The James Ruff Group

Listing Your Condo’s Assets Helps in Selling a Condo for the Highest ROI


One of the most important pieces of advice I can give to anyone looking to sell their condo unit is this: list all the amenities you have to offer that make yours unique. Selling a condo isn’t just about pricing it competitively; it’s also about highlighting what makes it stand out from the rest of the comparable properties for sale.


When you list all the assets of a condo unit, many buyers will be able to see what makes it special and why they should choose your listing over any other units in the same listing price range. For instance, if you have access to an amazing rooftop terrace, or a beautiful view of the city skyline, or a great neighborhood with lots of local amenities, you should make sure to include those details in your listing. This will help your condo stand out from the competition and entice the right buyers to choose your unit instead.


Furthermore, listing all the related assets you have to offer vs comparable condos can also help increase its marketability and value empowering you to reap serious rewards from your real estate transaction.

Understand the demographics of potential buyers for your condominium

Understanding the demographics of condo buyers for your property is key to making a high-price sale. Who is most likely to be interested in buying your condo? Young professionals, empty nesters, first-time homebuyers, students, 55+ persons? Knowing who your buyer will be, what their needs are, and how they want to use the space can help you promote your condo strategically and give it an edge against the competition.


For example, if you know that young couples, or young professionals, are the primary buyer demographic in your area, you may want to focus on highlighting the convenience of being close to restaurants and entertainment. If you have a condo in an area with a lot of retirees, you could emphasize the fact that it’s near healthcare facilities or has easy access to public transportation.


By understanding the needs of your buyer, the marketing of your condo can be custom tailored to the target demographic and increase the chances of it selling for the highest price.

Common Questions Condo Owners Have When Looking to Sell a Condo:

Do condos have good resale value?

Many condos tend to appreciate. Condo appreciation has been a popular trend in the last 20 years. According to the National Association of Realtors, over the past two decades, condo values have appreciated far more than traditional single-family home prices. This appreciation is due in part to the lower cost and convenience of condos compared to traditional homes, as well as increased demand from millennials and baby boomers who are looking for an affordable and low-maintenance home.


Additionally, the trend of urbanization has made condos a desirable housing option for people seeking to live in city centers. Such factors have contributed to record appreciation rates over the past 20 years.


According to the National Association of Realtors, condos have appreciated an average of 4.7% per year over the last 20 years. This is significantly higher than the 2.6% appreciation rate for single-family homes during the same time frame. Selling your condo now can be a great way to cash in on the trend and make a substantial profit.

How does real estate financing work The financial benefits of staging your condo when selling The James Ruff Group James Ruff


What are the costs associated with selling a condo?

When it comes to selling your condo, there are certain costs that you should be aware of. Typically, sellers and buyers will have to pay realtor commissions, which are negotiable but typically amount to 5%-6% of the sale price. Additionally, sellers are usually responsible for closing costs and legal fees, which can add up to several thousand dollars. It is often times wise for a seller to pay for a pre-listing home inspection to preempt selling negotiations and to build confidence at open houses.


If a seller has done a pre-listing home inspection, you can dissuade most buyers from needing their own inspection. In certain cases, condo associations may also require transfer fees or other assessments prior to the completion of the sale. It’s important that you understand all of the costs associated with selling your condo so that you can factor them into your profit margin. Taking all of these expenses into account, selling a condo is still a great way to make money and build wealth over time.


Can you sell a condo with tenants present?

Yes, you can sell a condo with tenants present. Selling a condo with tenants present has both advantages and disadvantages for the seller. On the plus side, having a tenant in place allows the buyer to collect immediate rental income on the property and have some assurance that their investment is secure. Additionally, if you as the seller are able to negotiate a favorable tenant lease, it can be a great selling point when marketing the property.


On the other hand, there are some potential downsides to selling a condo with tenants present: Selling with a tenant means that you may not have full control over the showing of your condo and will need to coordinate showings around their schedule. The tenant may also not keep the property clean and in good shape for public viewing. Furthermore, a condo buyer may be hesitant to purchase a condo with tenants in place, as they will need to honor the existing lease agreement or go through the process of evicting them. Selling a condo with tenants present can also be more complicated and expensive than selling an empty unit, so it’s important to carefully weigh the pros and cons before making your decision.


How can I increase the value of my condo?

When you are ready to sell your condo, making sure that you have properly prepared is essential. Doing your research and having realistic expectations will help to ensure that you make the most money possible from the sale of your condo. Investing in quality professionals who can guide you through the process can also be beneficial in helping you maximize the value of your condo.


Properly staging the condo, making minor repairs and upgrades, and even pricing it strategically can all help to increase the value of your condo. Ultimately, taking the time to do your due diligence before you start is essential in increasing the value of your condo.


How do I prepare my condo to sell?

It’s important to properly prepare your condo before listing it for sale. Selling anything in life requires proper preparation, and this is especially true when selling real estate. Taking the time to make necessary repairs and improvements, staging your home with attractive furniture and décor, cleaning up any mess or clutter, and making sure all paperwork is in order can go a long way in helping you make a sale.


Selling your condo without proper preparation can be costly in the end, as condo buyers may be less interested or offer lower prices due to the perceived lack of effort put into getting the property ready for sale. Investing time and money upfront will help ensure that you get the highest ROI for your condo and make the process of selling smoother and more efficient.


It’s also important to set your listing price on your condo correctly. A common mistake made by sellers is pricing it too high, in hopes that they will eventually be able to get the asking price due to a bidding war. This strategy often backfires and can lead to a decrease in interest from potential buyers and longer days on market. You should conduct research on comparable listings and the strategies used to achieve their outcomes in the area and get a professional appraisal to ensure that your condo is priced correctly for the current market conditions.


Selling a condo can be a great way to make money, but it’s important to do so with proper preparation. Taking the time to make necessary repairs and improvements, pricing it correctly, and staging the property properly will help to ensure a successful sale. Selling a condo is an involved process, but with proper preparation and diligent effort you can make a great return on your investment.


What time of year is best to sell a condo?

This obviously depends largely on the location of the property. Generally speaking, Spring yields the best results for home-sellers nation wide according to both the US census bureau and NAR. More transactions occur in a couple weeks during this time of year because more buyers are actively looking. Real estate listing prices tend to be higher. Additionally, many people are looking for summer homes and vacation properties, which can make condos an attractive option for this type of buyer.

Spring time in NYC is the best time to sell your condo The financial benefits of staging your condo when selling The James Ruff Group James Ruff

What is the best month to sell a condo?

While the best time to sell depends strongly on the local market, according to both the US census Bureau and NAR, the best month to sell a condo is usually May. During this time, there tends to be more buyers in the market searching for properties, making it easier for sellers to find the best buyer. Additionally, you can expect that your home’s listing price can be higher during this time of year as demand increases, which can result in a higher return on investment for sellers.


Selling in May can also help to maximize your profits, as it allows you enough time before peak summer season to get the property listed and sold. Whatever month you choose, make sure that you do adequate research and have realistic expectations of the market conditions so that you can maximize your returns when selling your condo.


What is the secret to a fast sale of a property?

The secret to a fast sale of a property is preparation and strategic planning. By understanding your particular situation and needs, and being honest with your real estate agent about them, you can ensure that the process of selling goes smoothly. Additionally, taking time for proper preparation is key:

  • Make repairs and improvements,
  • Stage the condo,
  • Cleaning up any mess or clutter,
  • Having all necessary paperwork in order can help get the property sold quickly;
  • Finally, pricing your condo correctly for the current market conditions is essential for a fast sale.

Selling a condo is an involved process, but taking these steps will help you maximize your return on investment and sell your property quickly and efficiently.


How long should you keep a condo before selling?

When it comes to selling a condo, there is a difference between selling for appreciation and selling due to opportunity cost. Selling a condo for appreciation means that the seller can gain more money in the sale than what was originally invested in purchasing the property. Selling due to opportunity cost involves considering factors such as if you will be able to afford to buy a new property, or if you have the ability to develop personal wealth through the sale of your current condo and the costs of not selling.


For this reason, it is important to consider how long you should keep a condo before selling in order to make sure that you don’t miss out on any potential opportunities for growth and development. Depending on the location and market conditions of the condo, it is generally recommended to hold onto the property for at least three to five years before selling. This allows time for the market to appreciate and ensures that you get maximum return on your investment.


However, sometimes there are short windows where you can make a significant ROI selling quickly versus holding onto a property. Consider the length of time it takes you to make your profit and how this impacts the value of the money received. Money today is often times more valuable than money tomorrow.

This free home valuation tool helps determine what price your condo could sell for.


Final Thoughts

In conclusion, understanding your particular situation and needs, as well as researching market conditions, is essential when it comes to selling a condo. Timing your sale correctly and working with the best professionals possible will help you increase the probability of achieving the highest final price at closing.

Additionally, proper preparation such as making repairs and improvements, staging the home for buyers, and having all necessary paperwork in order can help get the property sold quickly ready for open houses are all great ideas! Selling a condo is an involved process, but following these steps and understanding your motivation for selling will help you maximize your return on investment and sell your property quickly and effectively.|

Sell your condo with us today!

We provide Best In Class real estate service, record-breaking sales, and relationships you can count on. At The James Ruff Group, we are a full service real estate agency. Need a real estate agent? We have a team of experienced real estate agents and other professionals who will help you get the most money for your condo. We know how to market and sell homes quickly and efficiently.


You want to get the most money for your condo sale, and so do we. That’s why our team  works tirelessly to make market condos and make sure that happens. We know luxury real estate inside and out, so you can trust us to get the job done right.

James Ruff owner of The James Ruff Group James Ruff

Real estate investors and sellers looking to find a home before they move should contact us for off-market properties both in New York City and South East Florida.




Contact Information:

Call (917) 909-8063 today or click here to schedule a consultation for all the details!




1. The US Census Bureau:

2. National Association of Realtors (NAR):

3. Barron’s Report:

4. Miller Samuel Report:

5. National Association of Home Builders (NAHB):

6. The Wall Street Journal:

7. The Real Deal:

8. Zillow:

9. Realtor Magazine: real-estate-trends

Disclaimer: This article is for educational and informational purposes only. It is not intended to provide legal, financial, or other professional advice. You should consult with a qualified professional before making any decisions about your situation. See terms of service.

James Ruff owner of The James Ruff Group Miami Realtors

James R. Ruff

Principal Broker

About the Author

James R. Ruff – With 30+ years in real estate construction, investing, and brokerage, having studied at Harvard Business School, James Ruff leads The James Ruff Group Real Estate Brokerage Firm as Principal Broker and Owner. 

Operating from offices at Madison Park in Manhattan, New York, The South of Fifth in Miami, Florida, and Cambridge, Massachusetts, his team of expert advisors specializes in luxury residential and commercial properties throughout the USA.

James Ruff’s team is dedicated to helping you build wealth, security, and happiness through quality real estate guidance, one transaction at a time, for a lifetime.

Click to read more about James Ruff


If you feel this information is helpful please like & upvote, share this with everyone you care about, and subscribe for notifications. You can also join our mailing list for more helpful and reliable resources. If you have questions that you’d like answered, you can schedule an appointment with us using our calendly link here, or check out our other resources including social channels, youtube videos, and our blog by exploring our link tree.

James Ruff Principal Broker Owner The James Ruff Group Realtors
James R. Ruff Principal Broker, Owner of The James Ruff Group Realtors

James Ruff 5 star reviews


The James Ruff Group LLC Privacy Policy


We are committed to respecting your right to privacy and protecting your information when you visit or use our services.

This privacy policy also describes the choices available to you regarding our use of your personal information and how you can access and update this information.

We want you to understand what information we gather about you, how we use it and the safeguards we have in place to protect it. This Privacy Policy applies to information collected through this website and otherwise. Your use of this website and our services, and any disputes arising from it, is subject to this Privacy Policy as well as the Terms of Use and all its dispute resolution provisions, including arbitration, limitation on damages and choice of law.

This website is a general audience site and we do not knowingly collect personal information from children under the age of 13.

If you have questions or concerns regarding this policy, you should first contact us at

Email and Email Addresses
We collect your email address when you provide it to us through our website or when you sign up for our blog. We will never sell your email address. We will only use your address to communicate with you regarding the servicing of your accounts or to make you aware of products and services that may be of interest to you.

When you send The James Ruff Group an email, we may retain your message and our response for quality assurance purposes. It is important to remember that regular (non-encrypted) email is not secure.

Online Forms
We collect information from you when you fill out an online form. All online forms are subject to the same policy we have on email.

Planning Tools and Calculators
Information that you input on the web site while using any of our planning tools and calculators is not captured, stored or used in any way other than to provide you with the information you’re looking for at the time you use the tool or calculator. These calculators were built only for the purpose of helping you understand your financial options, enabling you to explore various scenarios and “what if” calculations for items like loan payments, retirement and education planning.

We may use cookies and other online tracking devices. Cookies are small text files that a website’s server places on your computer. The cookies provide a means for websites that you visit to track browsing activities conducted with your computer. This includes information such as pages and content viewed, the time and duration of visits, search queries entered into search engines, and whether a computer user clicked on an advertisement. Cookies make the personalization of your web experiences possible and can also be used to retain data related to a particular browser such as items in online shopping carts.

There are other devices for tracking online activity including web beacons. A web beacon is a small string of software code that represents a graphic image on a website or in email. Web beacons can be used for many purposes – including website traffic reporting, unique visitor counts, advertising/auditing/reporting, and personalization of a website.

Working with Other Companies
From time to time, our partners may establish a relationship with other partners on the Internet to provide you with additional value and new products we may not offer ourselves. In these circumstances, we will treat information you provide us in the same manner described in our Privacy Policy. Our partner website may offer access to other sites either through the use of hyperlinks. In some cases, the other site will also collect information from you. Please review the privacy policies of these third parties prior to providing any information to them when you link to their web site.


  1. Collection and Use of Your Personal Information

We collect Personal Information from you only when you voluntarily submit it in order to obtain certain information, including without limitation (A) requests to find out more about our programs; (B) requests to contact us; and (C) requests to forward your information to one of our affiliates.

We honor all “do not track” requests and settings. If you use any signal(s) or other mechanism(s) that provides you the ability to exercise choice regarding the collection of personally identifiable information about your online activities over time and across third-party websites or online services, we will not attempt to override such signals or mechanisms, nor will we track your use of any such signal or mechanism. When you use our website, no other parties can collect personally identifiable information about your online activities over time and across different websites. Your choice is indicated by your settings in your web browser. A “do not track” indication sent from your web browser will result in any tracking activity (i.e., tracking cookies) within the website to be programmatically disabled.

We collect the following personal information from you:

  • Contact Information such as name, email address, mailing address, and phone number

We use this information to:

  • Send you requested product or service information
  • Respond to customer service requests
  • Administer your account
  • Send you a newsletter
  • Send you marketing communications
  • Improve our Web site and marketing efforts
  • Conduct research and analysis
  • Display content based upon your interests

By clicking the Submit button, you agree to have your information shared with us and for us to contact you via telephone, mobile phone (including through automated dialing, text SMS/MMS, or pre-recorded messaging) and/or email, even if your telephone number is on a corporate, state, or the National Do Not Call Registry, and you agree to our Privacy Policy.

Special Notice to California Residents. If you are a resident of California, in addition to the rights set forth in this Privacy Policy:

  1. We will not share any personal information about you to the extent prohibited by applicable California law or to the extent your prior consent to share is required by applicable California law; and
  2. You have the right to request information from us regarding the manner in which we share certain categories of information with third parties for their direct marketing purposes. California law gives you the right to send us a request at a designated address to receive the following information
  • 1.1. the categories of information we disclosed to third parties for their direct marketing purposes during the preceding calendar year
  • 1.2. the names and addresses of the third parties that received that information; and
  • 1.3. if the nature of the third party’s business cannot be determined from their name, examples of the products or services marketed.

The rights of Users

We adopt this Notice to comply with the California Consumer Privacy Act of 2018 (CCPA). Any terms defined in the CCPA have the same meaning when used in this Notice.

Users may exercise certain rights regarding their Data processed by the Owner.

In particular, Users have the right to do the following:

  • Withdraw their consent at any time. Users have the right to withdraw consent where they have previously given their consent to the processing of their Personal Data.
  • Object to processing of their Data. Users have the right to object to the processing of their Data if the processing is carried out on a legal basis other than consent. Further details are provided in the dedicated section below.
  • Access their Data. Users have the right to learn if Data is being processed by the Owner, obtain disclosure regarding certain aspects of the processing and obtain a copy of the Data undergoing processing.
  • Verify and seek rectification. Users have the right to verify the accuracy of their Data and ask for it to be updated or corrected.
  • Restrict the processing of their Data. Restrict the processing of their Data. Users have the right, under certain circumstances, to restrict the processing of their Data. In this case, the Owner will not process their Data for any purpose other than storing it.
  • Have their Personal Data deleted or otherwise removed. Users have the right, under certain circumstances, to obtain the erasure of their Data from the Owner.
  • Receive their Data and have it transferred to another controller. Users have the right to receive their Data in a structured, commonly used and machine readable format and, if technically feasible, to have it transmitted to another controller without any hindrance. This provision is applicable provided that the Data is processed by automated means and that the processing is based on the User’s consent, on a contract which the User is part of or on pre-contractual obligations thereof.
  • Lodge a complaint. Users have the right to bring a claim before their competent data protection authority.

Details about the right to object to processing

Where Personal Data is processed for a public interest, in the exercise of an official authority vested in the Owner or for the purposes of the legitimate interests pursued by the Owner, Users may object to such processing by providing a ground related to their particular situation to justify the objection.

Users must know that, however, should their Personal Data be processed for direct marketing purposes, they can object to that processing at any time without providing any justification. To learn, whether the Owner is processing Personal Data for direct marketing purposes, Users may refer to the relevant sections of this document.

How to exercise these rights

Any requests to exercise User rights can be directed to the Owner through the contact details provided in this document. These requests can be exercised free of charge and will be addressed by the Owner as early as possible and always within one month.

We may provide this information in a standardized format that is not specific to you. The designated email address for these requests is

Consent to Receiving Emails, Auto-Dialing & Auto-Texting:

By registering, you are giving us and our professional real estate clients and advertisers permission to contact you via text message, email, or telephone using the email address and/or telephone number that you have provided during the registration process. Such contact may, from time to time, include attempts to contact you via auto-dialing or auto-texting technology. You may opt out of receiving these forms of communication by unsubscribing from any email communication or texting STOP as a reply to one of our text communications. There is no fee charged by us or its advertisers to receive text messages, however, your mobile service provider may charge you for sending and/or receiving text messages and air-time, as well as any other standard applicable rates charged by your mobile service provider.

Information Sharing

We will share your personal information with third parties, including with one of the participating lenders associated with this site, only in the ways that are described in this Privacy Statement. We may provide your personal information to companies that provide services to help us with our business activities such as offering customer service. These companies are authorized to use your personal information as is necessary to provide these services to you.

We may also disclose your personal information:

  • As required by law such as to comply with a subpoena, or similar legal process.
  • When we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud or respond to a government request,
  • To any other third party with your prior consent to do so.
  • We may share your personal information with other companies so that they can market their products or services to you. If you do not want us to share your personal information with these companies, contact our website vendor and advertising provider at

Cookies and Other Tracking Technologies

We may use cookies, for example, to keep track of your preferences and profile information. Cookies are also used to collect general usage and volume statistical information that does not include personal information.

We may use another company to place cookies on your computer to collect non-personally identifiable information to compile aggregated statistics for us about visitors to our site.

Links to Other Web Sites

Our Site includes links to other Websites whose privacy practices may differ from ours. If you submit personal information to any of those sites, your information is governed by their privacy policy statements. We encourage you to carefully read the privacy statement of any Web site you visit.


The security of your personal information is important to us. We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the internet, or method of electronic storage is 100% secure, however. Therefore, we cannot guarantee its absolute security. If you have any questions about the security of our Web site, you can contact our website and advertising provider

Additional Policy Information

Our Web site includes Widgets, which are interactive mini-programs that run on our site to provide specific services from another company (e.g. displaying the news, opinions, music, etc.). Personal information, such as your email address, may be collected through the Widget. Cookies may also be set by the Widget to enable it to function properly. Information collected by this Widget is governed by the privacy policy of the company that created it.

Our Web site offers publicly accessible blogs, social media, or community forums such as Facebook, Twitter, or Google Plus. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them.

Visiting our Websites From Outside the United States.

This Privacy Policy is intended to cover collection of information on our websites from residents of the United States. If you are visiting our websites from outside the United States, please be aware that your information may be transferred to, stored and processed in the United States where our servers are located and our central database is operated. The data protection and other laws of the United States and other countries might not be as comprehensive as those in your country. By using our services, you understand that your information may be transferred to our facilities and those third parties with whom we share it as described in this Privacy Policy.

No Rights of Third Parties.

This Privacy Policy does not create rights enforceable by third parties or require disclosure of any personal information relating to users of our websites.

Notification of Privacy Policy Statement Changes

We may update this privacy statement to reflect changes to our information practices or changes in regulations governing privacy. If we make any material changes we will notify you by email (sent to the email address specified in your account) or by means of a notice on this Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.

This Privacy Policy was last revised on October 1, 2022. We reserve the right to modify or amend this policy at any time by posting the revised Privacy Policy on the website.

At The James Ruff Group, we respect your privacy.

If you have questions regarding our Privacy Policy, please email us at We hope you enjoy our site!