THE JAMES RUFF GROUP AGENT

James Ruff Broker Owner The James Ruff Group Real Estate Firm

JAMES RUFF

ABOUT THE AGENT

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LISTINGS

RESOURCES

SELLER GUIDE

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BUYER GUIDE

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FIRST TIME HOME BUYER GUIDE

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TESTIMONIALS

A Wilburn
A Wilburn
2023-01-24
I've known Mr. Ruff for over twenty years and have watched him build everything from the ground up successfully in one of the toughest places in the world, New York City, before he expanded his business into other states. We've worked on many projects together and share a deep friendship and respect for one another. He is one of the most determined people I know with an unstoppable work ethic, drive to improve, and insatiable lust for knowledge and growth. He loves teaching and is generous with those he watches over and cares for, which I believe is part of his continual improvement as a team leader over the years. His negotiation skills are superb. Additionally, his understanding of the real estate markets is very notable. If you are looking for someone that understands how to invest in real estate and build a business, this is your guy. I know I can count on James, he gives honest feedback even when the facts are difficult to hear while remaining respectful and supportive in his tone. James always does his best to look out for the interest of his people and can admit when he is wrong or doesn't know an answer. It is a rarity to meet someone who genuinely internalizes what it means to be of service to their client and others. Thank you, James, may we enjoy many more years of prosperity to come.
Lindsay Medford-Fazio
Lindsay Medford-Fazio
2023-01-12
I began speaking to James 2 years ago. Although I was looking at homes, I was not ready to purchase, however, James’ knowledge and sincere manner convinced me that he would be the person the guide me when the time was right. He unobtrusively checked in during this 2 year period. When I was ready to purchase, James was there. He proceeded to guide me and my family through a highly complex, hybrid lending structure. His persistence, connections, honesty, professionalism and determination enabled us to close the deal. James is a master of his craft and more than this, he is a good human being who will be a part of our lives for a long time. He strives to seek his clients’ interests at all times. He serves with honor and dignity. I highly recommend James.
irongirl d1
irongirl d1
2023-01-07
I had the privilege of spekaing with James on multiple occasions. His knowledge and expertise in real estate is outstanding! He has shared his insights and has always directed me in the right direction. James is a true and authentic human being and a pleasure to know and work with! DF
Jordan Baker-Caldwell
Jordan Baker-Caldwell
2022-12-07
One of the hardest things to do when choosing your real estate team in South East Florida, especially in the Miami area, is to find an agent that is both trustworthy and competent while also being willing to go the extra mile for you. I've worked with James for years, nearly two decades to be exact, and there is a reason I continually work with him. James Ruff is an incredibly talented real estate negotiator who has always looked out for my best interest. To say he cares about his clients would be an understatement. There is a reason that many, if not most, of his clients later become friends for life. James is an amazing listing agent, and an equally talented buyer's agent. He goes out of his way, above and beyond, to make sure his client's needs are met and I trust him 100%. James' knowledge on lending and finance is top-shelf quality. Years back had I not listened to his sound advice it would have been a horrible mistake. Luckily, I listened and took his guidance on my first home and was set up for future success that has paid in dividends. A solid agent, a talented broker, and a great team leader of his firm The James Ruff Group. You won't find a better agent. Thank you, James!
Ralph Cabal
Ralph Cabal
2022-11-30
As a home inspector, I work with a lot of realtors and see the good and the bad. James Ruff was the buyer's agent on a home I was inspecting in Boca Raton. He is a true professional that puts his clients first. He made sure his client understood the home inspection process, set up conference calls to review the report and address any concerns the buyer may have had. It was a pleasure to work with him. I would not hesitate to refer James Ruff.
Jerry Staub
Jerry Staub
2022-07-19
My wife & I have had a great experience working with James Ruff as our buyer's agent in Miami Beach. He was instrumental in helping us understand the process, strategize on how to submit a compelling offer in a very competitive market, and went above and beyond to help us navigate our lending options. James is a talented and clear communicator who we've felt grateful to have on our side, and going to bat for us. We always felt listened to, and that James was thinking two steps ahead when it came to identifying and negotiating on a property on our behalf.
Shiloh Romo
Shiloh Romo
2022-05-06
I had the pleasure of working with James Ruff on an inspection I was completing for a mutual client of ours at a property South of Fifth in Miami Beach. He was the buyer's agent and set up the inspection that involved gaining access to the electrical service closet and roof top of this condominium. By far one of the most attentive and detailed professionals in the industry with the wherewithal to have in mind the potential needs of other professionals involved in the transaction. James got it done and the client was happy with our findings and how smooth everything went. Thank you James!
Callan Cantrell
Callan Cantrell
2022-04-26
I had an absolutely outstanding experience working with James on the purchase of our beachfront condominium in Fort Lauderdale, Florida. James is extremely knowledgeable about the industry and has years of experience in the real estate market. His communication skills were unmatched and I truly appreciate his sincere commitment to our purchase. James has been an excellent mentor and I would recommend him to anyone!
Scott Pasqua
Scott Pasqua
2022-04-25
I have been a Licensed home inspector in South Florida for almost 30 Years. I met James on a property he was listing. I was so impressed by the way he treated his clients and interacted on the phone with other clients, I had to tell him that on site at that very moment. There are a ton of Realtors in South Florida, and very few like James. It takes a lot to impress me, and I was that day and every day since I have known James. I highly recommend him!
A F
A F
2022-04-06
We worked with Jeff on the purchase of a unit in Miami Beach last November. He was honest, caring and always on top of things. A real pleasure to work with. The home buying market is so tight right now, yet we knew we would get to the finish line with Jeff. He never gave up on the transaction, always an optimist, always making us feel good along the way. I highly recommend his services as a Real Estate Broker. We could not have done it without him, and his team.

The James Ruff Group LLC Privacy Policy

 

We are committed to respecting your right to privacy and protecting your information when you visit or use our services.

This privacy policy also describes the choices available to you regarding our use of your personal information and how you can access and update this information.

We want you to understand what information we gather about you, how we use it and the safeguards we have in place to protect it. This Privacy Policy applies to information collected through this website and otherwise. Your use of this website and our services, and any disputes arising from it, is subject to this Privacy Policy as well as the Terms of Use and all its dispute resolution provisions, including arbitration, limitation on damages and choice of law.

This website is a general audience site and we do not knowingly collect personal information from children under the age of 13.

If you have questions or concerns regarding this policy, you should first contact us at info@thejamesruffgroup.com

Email and Email Addresses
We collect your email address when you provide it to us through our website or when you sign up for our blog. We will never sell your email address. We will only use your address to communicate with you regarding the servicing of your accounts or to make you aware of products and services that may be of interest to you.

When you send The James Ruff Group an email, we may retain your message and our response for quality assurance purposes. It is important to remember that regular (non-encrypted) email is not secure.

Online Forms
We collect information from you when you fill out an online form. All online forms are subject to the same policy we have on email.

Planning Tools and Calculators
Information that you input on the web site while using any of our planning tools and calculators is not captured, stored or used in any way other than to provide you with the information you’re looking for at the time you use the tool or calculator. These calculators were built only for the purpose of helping you understand your financial options, enabling you to explore various scenarios and “what if” calculations for items like loan payments, retirement and education planning.

“Cookies”
We may use cookies and other online tracking devices. Cookies are small text files that a website’s server places on your computer. The cookies provide a means for websites that you visit to track browsing activities conducted with your computer. This includes information such as pages and content viewed, the time and duration of visits, search queries entered into search engines, and whether a computer user clicked on an advertisement. Cookies make the personalization of your web experiences possible and can also be used to retain data related to a particular browser such as items in online shopping carts.

There are other devices for tracking online activity including web beacons. A web beacon is a small string of software code that represents a graphic image on a website or in email. Web beacons can be used for many purposes – including website traffic reporting, unique visitor counts, advertising/auditing/reporting, and personalization of a website.

Working with Other Companies
From time to time, our partners may establish a relationship with other partners on the Internet to provide you with additional value and new products we may not offer ourselves. In these circumstances, we will treat information you provide us in the same manner described in our Privacy Policy. Our partner website may offer access to other sites either through the use of hyperlinks. In some cases, the other site will also collect information from you. Please review the privacy policies of these third parties prior to providing any information to them when you link to their web site.

 

  1. Collection and Use of Your Personal Information

We collect Personal Information from you only when you voluntarily submit it in order to obtain certain information, including without limitation (A) requests to find out more about our programs; (B) requests to contact us; and (C) requests to forward your information to one of our affiliates.

We honor all “do not track” requests and settings. If you use any signal(s) or other mechanism(s) that provides you the ability to exercise choice regarding the collection of personally identifiable information about your online activities over time and across third-party websites or online services, we will not attempt to override such signals or mechanisms, nor will we track your use of any such signal or mechanism. When you use our website, no other parties can collect personally identifiable information about your online activities over time and across different websites. Your choice is indicated by your settings in your web browser. A “do not track” indication sent from your web browser will result in any tracking activity (i.e., tracking cookies) within the website to be programmatically disabled.

We collect the following personal information from you:

  • Contact Information such as name, email address, mailing address, and phone number

We use this information to:

  • Send you requested product or service information
  • Respond to customer service requests
  • Administer your account
  • Send you a newsletter
  • Send you marketing communications
  • Improve our Web site and marketing efforts
  • Conduct research and analysis
  • Display content based upon your interests

By clicking the Submit button, you agree to have your information shared with us and for us to contact you via telephone, mobile phone (including through automated dialing, text SMS/MMS, or pre-recorded messaging) and/or email, even if your telephone number is on a corporate, state, or the National Do Not Call Registry, and you agree to our Privacy Policy.

Special Notice to California Residents. If you are a resident of California, in addition to the rights set forth in this Privacy Policy:

  1. We will not share any personal information about you to the extent prohibited by applicable California law or to the extent your prior consent to share is required by applicable California law; and
  2. You have the right to request information from us regarding the manner in which we share certain categories of information with third parties for their direct marketing purposes. California law gives you the right to send us a request at a designated address to receive the following information
  • 1.1. the categories of information we disclosed to third parties for their direct marketing purposes during the preceding calendar year
  • 1.2. the names and addresses of the third parties that received that information; and
  • 1.3. if the nature of the third party’s business cannot be determined from their name, examples of the products or services marketed.

The rights of Users

We adopt this Notice to comply with the California Consumer Privacy Act of 2018 (CCPA). Any terms defined in the CCPA have the same meaning when used in this Notice.

Users may exercise certain rights regarding their Data processed by the Owner.

In particular, Users have the right to do the following:

  • Withdraw their consent at any time. Users have the right to withdraw consent where they have previously given their consent to the processing of their Personal Data.
  • Object to processing of their Data. Users have the right to object to the processing of their Data if the processing is carried out on a legal basis other than consent. Further details are provided in the dedicated section below.
  • Access their Data. Users have the right to learn if Data is being processed by the Owner, obtain disclosure regarding certain aspects of the processing and obtain a copy of the Data undergoing processing.
  • Verify and seek rectification. Users have the right to verify the accuracy of their Data and ask for it to be updated or corrected.
  • Restrict the processing of their Data. Restrict the processing of their Data. Users have the right, under certain circumstances, to restrict the processing of their Data. In this case, the Owner will not process their Data for any purpose other than storing it.
  • Have their Personal Data deleted or otherwise removed. Users have the right, under certain circumstances, to obtain the erasure of their Data from the Owner.
  • Receive their Data and have it transferred to another controller. Users have the right to receive their Data in a structured, commonly used and machine readable format and, if technically feasible, to have it transmitted to another controller without any hindrance. This provision is applicable provided that the Data is processed by automated means and that the processing is based on the User’s consent, on a contract which the User is part of or on pre-contractual obligations thereof.
  • Lodge a complaint. Users have the right to bring a claim before their competent data protection authority.

Details about the right to object to processing

Where Personal Data is processed for a public interest, in the exercise of an official authority vested in the Owner or for the purposes of the legitimate interests pursued by the Owner, Users may object to such processing by providing a ground related to their particular situation to justify the objection.

Users must know that, however, should their Personal Data be processed for direct marketing purposes, they can object to that processing at any time without providing any justification. To learn, whether the Owner is processing Personal Data for direct marketing purposes, Users may refer to the relevant sections of this document.

How to exercise these rights

Any requests to exercise User rights can be directed to the Owner through the contact details provided in this document. These requests can be exercised free of charge and will be addressed by the Owner as early as possible and always within one month.

We may provide this information in a standardized format that is not specific to you. The designated email address for these requests is support@ylopo.com

Consent to Receiving Emails, Auto-Dialing & Auto-Texting:

By registering, you are giving us and our professional real estate clients and advertisers permission to contact you via text message, email, or telephone using the email address and/or telephone number that you have provided during the registration process. Such contact may, from time to time, include attempts to contact you via auto-dialing or auto-texting technology. You may opt out of receiving these forms of communication by unsubscribing from any email communication or texting STOP as a reply to one of our text communications. There is no fee charged by us or its advertisers to receive text messages, however, your mobile service provider may charge you for sending and/or receiving text messages and air-time, as well as any other standard applicable rates charged by your mobile service provider.

Information Sharing

We will share your personal information with third parties, including with one of the participating lenders associated with this site, only in the ways that are described in this Privacy Statement. We may provide your personal information to companies that provide services to help us with our business activities such as offering customer service. These companies are authorized to use your personal information as is necessary to provide these services to you.

We may also disclose your personal information:

  • As required by law such as to comply with a subpoena, or similar legal process.
  • When we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud or respond to a government request,
  • To any other third party with your prior consent to do so.
  • We may share your personal information with other companies so that they can market their products or services to you. If you do not want us to share your personal information with these companies, contact our website vendor and advertising provider at support@ylopo.com

Cookies and Other Tracking Technologies

We may use cookies, for example, to keep track of your preferences and profile information. Cookies are also used to collect general usage and volume statistical information that does not include personal information.

We may use another company to place cookies on your computer to collect non-personally identifiable information to compile aggregated statistics for us about visitors to our site.

Links to Other Web Sites

Our Site includes links to other Websites whose privacy practices may differ from ours. If you submit personal information to any of those sites, your information is governed by their privacy policy statements. We encourage you to carefully read the privacy statement of any Web site you visit.

Security

The security of your personal information is important to us. We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the internet, or method of electronic storage is 100% secure, however. Therefore, we cannot guarantee its absolute security. If you have any questions about the security of our Web site, you can contact our website and advertising provider support@ylopo.com

Additional Policy Information

Our Web site includes Widgets, which are interactive mini-programs that run on our site to provide specific services from another company (e.g. displaying the news, opinions, music, etc.). Personal information, such as your email address, may be collected through the Widget. Cookies may also be set by the Widget to enable it to function properly. Information collected by this Widget is governed by the privacy policy of the company that created it.

Our Web site offers publicly accessible blogs, social media, or community forums such as Facebook, Twitter, or Google Plus. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them.

Visiting our Websites From Outside the United States.

This Privacy Policy is intended to cover collection of information on our websites from residents of the United States. If you are visiting our websites from outside the United States, please be aware that your information may be transferred to, stored and processed in the United States where our servers are located and our central database is operated. The data protection and other laws of the United States and other countries might not be as comprehensive as those in your country. By using our services, you understand that your information may be transferred to our facilities and those third parties with whom we share it as described in this Privacy Policy.

No Rights of Third Parties.

This Privacy Policy does not create rights enforceable by third parties or require disclosure of any personal information relating to users of our websites.

Notification of Privacy Policy Statement Changes

We may update this privacy statement to reflect changes to our information practices or changes in regulations governing privacy. If we make any material changes we will notify you by email (sent to the email address specified in your account) or by means of a notice on this Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.

This Privacy Policy was last revised on October 1, 2022. We reserve the right to modify or amend this policy at any time by posting the revised Privacy Policy on the website.

At The James Ruff Group, we respect your privacy.

If you have questions regarding our Privacy Policy, please email us at info@thejamesruffgroup.com. We hope you enjoy our site!